About Us

Adventure and a sense of freedom are what stops life from becoming being boring and repetitive. There is nothing like opening your front door and knowing you have a boat to sail away on.

Here at Little Boat Project, we believe you should always feel that way. This is why we specialize in all things to do with boats,

Are you looking to buy? We are here to help.

Get in and speak to a team member who will be happy to answer any queries and questions you might have. Turn your dream into a reality and let us aid your journey today.

How To Secure Recreational Financing

We’ve all dreamed of getting a luxury purchase that will change your life – investing in a boat that will provide years of fun for you and your family. It will be the perfect weekend getaway, holiday location and a great hobby for everyone.

However, a boat is not cheap and therefore you will have to investigate your options before making the purchase. You will likely need to secure some recreational financing however you must find some that is accessible and worthy.

Be sure to conduct some market research and find a low interest rate that are suitable for your situation.

Find That Low-Interest Rate

Whether this is your first recreational purchase or you are on your second boat – the interest rate is the most important thing. You need a competitive rate with low minimum finance rates that will fit into your desired budget if not below.

Don’t budge from your price range as if you can’t afford to use your boat it will be a huge shame!

Hunt For A Simple Loan

If you are buying a boat through a dealership, they will most likely offer to finance however it might not be the best option for you. Ensuring it is a simple interest loan, you know you will just be making monthly payments until you repay your loan.

When you make a payment it will pay off both some interest and some of the amount you borrow each time and can be great for those who are looking to pay off their loan early with less interest. Other loans will calculate your monthly payment and you agree the repayments.

They can then penalize you if you make early payment so be sure to stick with simple interest loans for more flexibility.

Don’t Take Out Several Loans

Be aware that every time you run a credit check, it affects your credit rating. This is why it is important to go through a knowledgeable company that will only run one efficient check and let you know the best banks and lenders.

Different lenders will treat boats differently so make such you do the research and truly reap the reward.

Make A Down Payment

It is advisable to put down at least 10% of the total purchase price as some loans require it as a minimum. Try and save that amount at least before applying for a loan as it will make you a better candidate.

Benefits of Buying A Boat

You’ve invested in years of fun by purchasing a boat so now it’s time to enjoy it. It’s an awesome purchase that your family will love and I’m sure you can’t wait to get out.

Whether your local is a lake or river, or the ocean itself – there are endless activities your family can do.

Fishing

This is a classic for a reason. It is an activity that your whole family can enjoy; if they have the patience of course!

First off stock up with some rods, baits, and buckets to put your prizes in. It is a great way to teach your children valuable lessons about patience and working for a reward.

If you find it to be too slow-paced then you can make it fun, why not start a fishing competition? Who will win the round and bring home dinner?

Perhaps there are no fish near you, but there are always alternatives. Why not try hunting for crabs and see who can get the best one?

Knee Boarding, Water Skiing, and Wakeboarding

These are adventurous delights for all the family. There is nothing like the feeling of catching the perfect wave or managing to stay on your kneeboard for a whole ride.

All you need to purchase is some life jackets and the necessary equipment then you’re off. Why not bring some other children along for the experience and see how much they enjoy themselves?

Tubing/Donuting

This is great for all ages and for people who aren’t interested in getting wet. You aren’t reliant on the weather and it can be as easygoing/adventurous as you want.

All the passenger needs to do is hold on for as long as possible. It is also a great group activity as you will all enjoy seeing people hit the water.

Picnics in Mystery Location

One of the best parts of owning a boat is experiencing freedom and discovering new places. You might find trees to climb, golden beaches, or secret swings in the river.

Why not pack a picnic and spend the day eating, swimming, and playing catch on the sands of a private spot with your family? Discoveries like these will become treasured memories for years to come.

Kayaking

Have you sailed to a location that you want to spend some time in? Maybe you want to stretch your legs or maybe you are bored of traveling.

A great way to explore is kayaking and is a good form of exercise as well. You can choose a double or solo kayak for a family adventure and even bring your dog too!

Take the time to look observe the local wildlife and you might be surprised at what you see. Why not make a check-list and see what everyone can discover?

Contact Us

Are you looking to buy your first boat, upgrade to a new one, or create a fleet? Call Little Boat Project to talk through your options today.

We can offer advice on boats, financing and different loan options you might have. Get in contact to talk through your purchases today.